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Estate and Legacy Planning

Make sure your ultimate plan lives on

The part we do handle includes helping you set up any insurance needed to cover potential estate taxes, if applicable. We also assist with naming beneficiaries on accounts that aren’t placed in a trust. These include annuities, life insurance policies, and tax-deferred retirement accounts like IRAs and 401(k)s. Each of these accounts has its own beneficiary form, which functions similarly to a trust by ensuring the assets transfer directly to your chosen recipients without going through probate.

Estate planning ensures your affairs are in order if you become ill or pass away. While an attorney must handle much of this process—and I am not an attorney—it’s important to understand the essentials. A strong estate plan includes a Living Trust, which directs your assets to the right people after your death. In many states, putting assets in a trust helps you avoid probate—a costly, time-consuming court process where the state decides how to distribute your estate. You should also establish medical and financial powers of attorney. If you become incapacitated—whether through unconsciousness, illness, or dementia—these documents let someone you trust make critical decisions on your behalf. Taking time now to plan brings peace of mind and protects your loved ones from uncertainty and stress later.

1%

Of Every Tax Dollar

In 2017, 91% of every tax dollar went to pay for Medicare, Medicaid, Social Security and Interest on the National debt.

1%

Lost Half of Their Portfolios

80% of Americans lost half of their portfolios during the 2008 Market Crash

1%

Will Need Long Term Care

There is a 1 in 3 chance that you will need some kind of Long-Term Care after the age of 65

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