Holistic Investment Planning Services

Holistic Investment Planning Services

A Holistic Approach

If you are approaching retirement age, you might want help planning and maximizing your retirement income, you don’t want it to run short in your later years! According to the Employee Benefit Research Institute over 40% of households are projected to run short of money in retirement.

When working with an advisor it’s important to know that Registered Investment Advisors or RIA’s are held to a higher standard of suitability and are deemed fiduciaries. Independent RIA financial advisors whom work independently help ensure the financial advice you are offered has your best interests at heart.

Our investment planning services take a holistic approach that is tailored to your unique circumstances and goals. We have 24 plus years’ experience of the investment markets and wider financial landscape; Malibu Wealth Planning provides insightful advice and education on a variety of financial options tailored towards retirement. We don’t leave any stone unturned and have access to just about all the options one could need. We analyze and help you with a number of things like the potential risks to your portfolio, performance analysis and help you set realistic goals that you can achieve when you retire.

Analyze your asset make up, income, insurance, annuities, etc. Help you create an investment plan and set achievable financial goals Identifying weakness in your current investments/plan Provide recommendations to pursue your financial objectives

Maximize Your Retirement Income

As mentioned above, the majority of Americans are concerned they will not achieve the income they want once they retire and the statistics say many will be right about this. About 40% will not meet their income goals. Many 401(k)s and IRA’s under-perform the market, couple that with the coming tax increases already announced, the potential for a costly healthcare event in retirement, inflation, among a number of other potential pitfalls need to be addressed.

Our holistic approach to your investment planning first starts with understanding your needs and concerns. Once that is understood then we examine your situation by looking at:

Pensions
Social Security
Real Estate
Income
Investment income
How Taxes could affect your retirement and strategies to prepare for increased taxes
How annuities could protect your savings or provide another stream of guaranteed income
We’ll look to see what Life insurance you have and/or what Life Insurance strategies might be right for you
We focus on assessing what your Long-term healthcare planning might look like
What stock or bond market investments you have, how much risk you’re taking, and how this fits into your retirement plan

Our investment planning services take a holistic approach that is tailored to your unique circumstances and goals. We have 24 plus years’ experience of the investment markets and wider financial landscape; Malibu Wealth Planning provides insightful advice and education on a variety of financial options tailored towards retirement.

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Holistic Investment Planning Services