Financial Investment Advisors From Malibu, CA

Take a look at this graph which illustrates the concept of sequence of returns. As you can see, it shows portfolio A and portfolio B. Both portfolios start with the same amount of money, and both portfolios take the exact same amount of income. The only difference is the returns are inverted. The returns on portfolio A returns run from year 1 to 16, and the returns on Portfolio B returns are inverted and go from year 16 to year 1.

The idea is that everything is the same, even the 16-year return is the same, but look at the balances! If you’re taking income from a fluctuating stock portfolio, you have to be aware that this could happen to you. Portfolio A and Portfolio B had the same percentage return. They took the same income over the same time frame, but Portfolio A’s ending balance was just over $181,000, and Portfolio B’s balance is worth over $580,000! That’s a difference of 388k!

If the market goes down in the first few years of retirement and you’re counting on these assets to last throughout your retirement, you could have a big problem. Planning is key! We provide personal financial advice that is tailored to your financial needs and goals, but first must find out what your needs and goals are, then create a plan around those needs and goals. Our Financial Advisors from Malibu, CA, have your best interests at heart.

• We are RIA Fiduciaries and experienced investment advisors that put your needs first
• We aim to maintain long-term relationships with clients
• We provide impartial and straight-forward advice
• The investment strategies our stock market investment advisors create are built around your goals and needs

Not only that, our  financial investment advisors from Malibu, CA, recognize that a one-to-one relationship is not only about money management but an ongoing financial strategy that gives you peace of mind and the financial ability to pursue your life goals.

The stock market is the best place to invest – if you know what you’re doing! The stock market can yield the highest returns but they also carries the highest risk. There is no question that owning stocks can help maximize your income, help grow your savings, and allow you to pass on more to your beneficiaries.

Call Our Financial Investment Advisors From Malibu, CA, Today

Malibu Wealth Planning offers individuals other financial services as well. In addition to our investment advisors, we can also assist you with:

• Life Insurance Services
• Annuity Solutions
• Tax Planning Services
• Income Planning Services
• Retirement Planning Services

While our headquarters are located not far from Calabasas and Los Angeles, CA, our financial investment advisors from Malibu, CA, can offer advice and assistance from Central California to the East Coast! Should you have any questions about our services or want to begin scheduling an appointment with us, don’t hesitate to reach out to Malibu Wealth Planning today.